Answer: You cannot withdraw housing provident funds just for studying abroad.

According to our city's current regulations on the withdrawal of housing provident funds, employees who have settled abroad, Hong Kong, Macao and Taiwan can withdraw housing provident funds.

The requirements for settling abroad to withdraw housing provident funds are: 1. Passport with employee photo or valid identity document such as Hong Kong, Macao and Taiwan passes and two copies. If the passport text is in non-Chinese, a notarized Chinese translation or translation is required.

Chinese translation issued by the center and a copy; 2. Housing provident fund dragon card or savings card; 3. Household registration cancellation certificate or household registration book with a "cancellation" seal and a copy (household cancellation certificate or cancellation on the household registration book)

The reason is "settling abroad").

If you have been naturalized and have a Canadian passport, you cannot withdraw your pension and provident funds at once.

Since domestic pensions and provident funds are linked to household registration (i.e. ID card), you must go to the police station to cancel your account before you can handle pension and provident fund matters.

1. Provident Fund (1) Provident Fund Card. At present, domestic companies will apply for provident fund cards for employees after providing provident fund accounts for employees. This card is used to check whether it is payment or account cancellation.

Therefore, if you have never applied for a provident fund card before immigrating to Canada, you must go to the provident fund management center to get a form "Personal Application Form for Housing Provident Fund Card (Replacement Card)", and then take this form to the original unit (that is, the final

Once stamped by the unit (the unit where you pay the provident fund).

After stamping, take this application form to the Provident Fund Management Center to apply for a provident fund card. At the same time, you must bring the original and copy of your Canadian passport, the original and copy of the household registration cancellation certificate, a copy of your ID card, or a Chinese passport.

Copy (because the ID card needs to be handed in when canceling the household registration, so if the window staff asks you for the original ID card, you need to explain it. It is recommended that you make more copies before handing in the ID card. The reason why it is needed

A copy of your ID card or Chinese passport is because although you have a Canadian passport to prove your identity, the Provident Fund Management Center also needs an ID card to prove that you are the person on the Canadian passport. If you don’t have an ID card, a Chinese passport.

That's OK.) After reading these materials, the staff will apply for a provident fund card for you. It will take more than ten working days for you to receive the card, and then you can use the card to cancel your account.

(2) When canceling a provident fund account, in addition to the provident fund card, you must also bring the original and copy of your Canadian passport, the original and copy of the certificate of cancellation of household registration, a copy of your ID card or a copy of your Chinese passport.

After the provident fund management center passes the final review, they will cancel the account and withdraw all the provident funds in the account to you.

2. Pensions and medical insurance Since pensions and medical insurance are collectively referred to as social insurance in China (generally they are located in the same building), therefore, if you want to withdraw all your pensions, you must first go through the cancellation procedures for medical insurance.

(1) Cancellation of medical insurance If you want to cancel your medical insurance account (that is, withdraw the money from the medical insurance at once), in addition to the original and copy of your Canadian passport, the original and copy of the certificate of cancellation of household registration, you must also have the original

Proof of contract termination by the unit.

If not, you have to go to the medical insurance center to get the "Basic Medical Insurance Reduction Personnel List" and go through the relevant procedures with the original certificate to prove that you have terminated the contract with the original unit.

Even if you have spent all the money in the medical insurance card before going abroad, if you want to withdraw the money in the pension insurance in one lump sum, you must go through the cancellation procedures for the medical insurance.

If you are unable to apply for a certificate of termination of the contract from your original employer, you must make up for all unpaid medical insurance before the time of cancellation of the account, and then you can cancel the account (for example, if you immigrated to Canada in 2001 and returned to China in 2005

If you cancel your account, you will have to repay all medical insurance from 2001 to 2005).

(2) Pension account cancellation and medical insurance account cancellation are the prerequisites. After that, take the original and copy of your Canadian passport, the original and copy of the household registration cancellation certificate, a copy of your ID card, and the employee pension manual to the Pension Insurance Center to print out the personal

Account payment details, then go to the HR department of the original unit and ask the person in charge of pension insurance to issue a "Special Receipt for Social Security Fund" with the official seal of the unit, and then take all the materials to the Pension Insurance Center for review.

Finally, the pension insurance center will transfer the money in your account into the original unit's account at once, and you can go to the original unit to collect the money.

After completing the above household cancellation procedures, you will no longer enjoy China’s housing provident fund system and pension system from now on.