This can't be generalized. When a product is developed, it is certainly useful, but it is reliable and unreliable. It depends on some specific events, not simply whether the short-term treasure has cheated.

1. Short-term Bao's loan projects are all pushed by small loan companies. 100% principal and interest guarantee has been strictly examined by Wenzhou loan risk control personnel. The borrower's funds are used to purchase equipment or raw materials, increase working capital and other businesses.

2. The rate of return is always proportional to the risk. Behind high returns is high risk, and investors need to look at the problem rationally. If investors want to get high returns, they can open accounts in securities companies, and the returns from stock trading are relatively high.

3. Short-term treasure is only a product launched by the loan company. It's up to you to decide whether to borrow or not, but it's best not to borrow at will, because after all, loans are risky. It is best to borrow it from people around you and return it in time.

Short-term treasure is a short-term financial product. Many companies' wealth management products are called so-and-so short-term treasures, and short-term wealth management has a term of 30 days, 90 days, 180 days, etc. Under normal circumstances, the short-term financial benefits will not be very high, and the long-term financial benefits will be relatively high. Many companies "graft" long-term returns to short-term wealth management products to deceive investors. Short-term treasure is a new financial product launched by Wenzhou Loan. Financial products pushed by small loan companies and guaranteed by 100% principal and interest are strictly examined by Wenzhou loan risk control personnel. Interest is calculated on a daily basis. Once the investment expires, the principal and interest lent by the lender will be returned to its account, so the liquidity of funds is very flexible.

What are the characteristics of short-term treasures?

1. Ultra-low threshold: 50 yuan can join.

2. Low handling fee: 10% of earned interest will be added as management fee without any handling fee.

3. Real security: All the funds added by short-term treasure are used to invest in real loan projects with 100% principal and interest security.

4. Flexible capital: Short-term treasure is the subject of daily loan, and the loan period is short.