After the fund gets your money, it will invest in stocks, bonds, foreign exchange, commodities and even real estate. These are assets corresponding to fund investment. The funds you listed should be stock or bond funds. The so-called net value means, for example, if you spend 1 yuan to buy a fund of 1, and this fund invests in stocks, and then the stocks go up by 10%, then your fund net value is 1. 1, with an increase of 0. 1, that is/.

As a provider of asset management, funds should be measured by the rate of return and stability. Funds that invest in high-risk assets should have higher returns and higher volatility, that is, risk. They may make 50% today and lose all tomorrow. Funds that invest in low-risk assets will not provide high returns but low risks. Of course, don't expect to give you the same income as a fund with high-risk assets.

That's basically it. You can refer to historical data to choose one that suits you.

Novices had better buy the most famous funds of big fund companies, check online the funds managed by the top management of fund companies and fund managers, and then the historical income is stable, and the yield is relatively good in the corresponding stability. This is more suitable for beginners, I think.

Above, suggestions, reference as appropriate.