Is it risky for Guotai Junan Jundeli No.3 for 42 days?
Judging from the degree of risk
The 42-day risk level of Guotai Junan Jundeli No.3 is "medium and low risk", which is not too much compared with other fixed assets on Alipay, such as pension wealth management products.
Alipay's wealth management products are different from funds. Everyone knows that the fund is risky and can accept the loss of investment funds, but the expectation of wealth management products is relatively high. From this point of view, Alipay is unlikely to launch wealth management products that may lose money, so the risk of Guotai Junan Jundeli No.3 for 42 days is not high.
Judging from the nature of the product
Guotai Junan Jundeli No.3 42 Days is a collective asset management plan issued by securities firms. The meaning of collective asset management plan is to collect customers' funds for investment, that is, to manage money on behalf of customers. There are two kinds of such products, unrestricted products and restricted products.
Guotai Junan Jundeli No.3 is a 42-day limited product, with low risk of investment varieties, mainly fixed expected income assets. Just because the risk is slightly lower, the requirements for investors are not so high, and the purchase threshold is 50,000 yuan (limited products are 6,543,800 yuan).
Judging from the historical situation.
On Alipay, the 42-day product 100% of Guotai Junan Jundeli No.3 was paid, and the actual expected return of investors finally reached the performance benchmark. In the history of collective asset management plan, the product safety of large securities firms is relatively high, and Guotai Junan ranks among the top ten comprehensive securities firms in China, so the 42-day safety of Guotai Junan Jundeli No.3 can be assured.
Generally speaking, the risk level of Guotai Junan Jundeli No.3 for 42 days is "medium and low risk". Through the analysis of the above three aspects, the actual risk is not great, and investors need not worry too much.