Endowment insurance is generally 16% paid by enterprises and 8% paid by individuals. The payment ratio of medical insurance and unemployment insurance is different in different regions. Ask the local social security department specifically.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. The contribution ratio of employees' basic old-age insurance is: the contribution rate of enterprises in all regions of the country is reduced to 16%, 8% is borne by employees, and 8% paid by individuals is transferred to personal accounts.
The human resources and social security departments of all provinces and cities will check the upper and lower limits of the social security contribution base every year.
Medical insurance for urban workers is paid monthly, and the specific payment amount is calculated according to the payment base × payment ratio.
Generally speaking, the payment base is uniformly stipulated by provinces and cities every year, and the proportion of payment is divided into individual part and unit part. The proportion of individuals and units in each province and city is different, and the proportion will be adjusted according to the actual situation.
Under normal circumstances, the employer's contribution rate should be controlled at about 6% of the total wages of employees, and the employee's contribution rate is generally 2% of his salary income. With the development of economy, the contribution rates of employers and employees can be adjusted accordingly.
The following is the payment ratio of medical insurance for urban workers in 202 1 Beijing, Guangzhou and Shenzhen:
In 20021year, the contribution rate of Beijing employees' basic medical insurance unit was 9.8%, that is, 8.8% (medical insurance and maternity insurance)+1% (mutual fund for large medical expenses), and the contribution rate of working employees was 2%.
In 20021year, the contribution rate of Shanghai employees' medical insurance+maternity insurance (merger) unit was 10.5%, and the contribution rate of employees was 2%.
202 1, the medical insurance rate of Guangzhou employees is 5.45% (including maternity insurance rate of 0.45%), and the individual contribution rate is 2%.
202 1, the contribution ratio of employees' medical insurance enterprises in Shenzhen is 5.2% (base 5%+ land supplement 0.2%), and the individual contribution ratio is 2%.
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