Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.
Female workers enjoy maternity leave in accordance with the provisions of laws and regulations. Maternity allowance during maternity leave is calculated and paid by the maternity insurance fund according to the average monthly salary of employees in the previous year.
1. The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee of female employees shall be paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.
2. After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.
3. After a female worker gives birth or miscarries, she shall go through the formalities at the local social insurance agency with the family planning certificate issued by the local family planning department and the baby's birth, death or miscarriage certificate, and receive maternity allowance and reimbursement of maternity medical expenses.
Maternity allowance reimbursement process
Under normal circumstances, maternity allowance refers to the employer's application for maternity allowance to the registered social insurance institution after the employee's production is completed or pregnancy is terminated, and the employer pays the maternity leave salary during the maternity period in accordance with the regulations. After the maternity allowance is issued, if the maternity allowance is higher than the maternity leave salary, the unit will pay the full amount of the higher part to the employees; Below the maternity leave salary, the maternity allowance is directly owned by the unit.
1 The employee shall prepare the original and photocopy of the personal ID card and submit the necessary information to the unit manager, who will submit the information to the maternity reimbursement agency for review and verification;
2. Generate appropriation documents within five working days after approval;
The manager of the unit receives the payment documents, and then the maternity allowance is paid to the account of the unit at the specified time, and then the unit pays it to the employees.
To sum up, it is Bian Xiao's relevant answer to the question whether there is subsidy for children with five insurances and one gold. I hope I can help you.
Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.