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How to choose a hybrid fund
Everyone knows about hybrid funds. Today, let's introduce how to choose hybrid funds. Hybrid funds refer to funds that invest in stocks, bonds and money market instruments and do not meet the classification standards of stock funds and bond funds. According to the different investment ratios and investment strategies of stocks and bonds, hybrid funds can be divided into various types, such as partial stock funds, partial debt funds and allocation funds.

Then, how to choose a hybrid fund, the next step will tell you how to choose a hybrid fund.

1. Choose a flexible portfolio of hybrid funds.

The purpose of hiring a fund manager is to obtain excess expected returns. Funds with flexible portfolios adopt active asset allocation strategies and flexibly allocate large categories of assets according to market trends.

2. Pay attention to the pedigree of hybrid funds

The market is complex and sometimes fluctuates greatly. In the period when the stock index fluctuates greatly, the average hybrid fund can achieve better expected returns than most investors, because they have more money to invest in research and will not operate too frequently. Interestingly, when the market is at this stage, many fund companies will automatically position new funds as "hybrid". In this way, fund managers can actively respond to the high fluctuation of stock indexes through more flexible asset allocation strategies. Therefore, investors still need to know the fund wisely, and don't be deceived by such a fund that has changed its mind for a while. Their replacement type is only for some asset conversion operations, which does not mean that they have excellent mixed fund management ability. It is best to buy a hybrid fund that has always adhered to flexible allocation.

3. Choose a hybrid fund according to your actual situation.

There are many differences in funds, including: size style, fund retention, industry configuration characteristics, fund similarity and so on. Fund investors should choose suitable hybrid funds to hold for a long time, so as to share the long-term stable expected income brought by economic growth and market rise.

The above three steps are very detailed for you to learn the choice of hybrid funds. I hope you can gain something after reading it. I wish you better and better on the road of investment and financial management.