1, realize average investment (time and amount), reduce the risk of stock market fluctuation, and thus obtain investment income; 2. Fixed investment requires low capital threshold. A one-time subscription fund needs at least 1 1,000 yuan, while a fixed investment fund only needs 1 1,000-300 yuan, which is acceptable to most people.

3. If you invest in 500 yuan every month, after five years, even if the rate of return is zero (this possibility is basically zero, according to the lowest rate of return of the fund in the last five years, that is, more than 20%), then you can praise 30,000 yuan without calculating the income, so you only need your usual pocket money, and after a few years, you can praise more funds, which can be used for children's education, pension, and buying a house and a car.

4. Compulsory investment is also compulsory financial management. Take out a part of the funds as a fixed investment immediately after paying wages, which not only achieves the effect of compulsory deposit, but also forms the habit of thrift, which has a good control effect on some young people who spend money lavishly.

The following investors are suitable for fixed investment:

(1) office workers: There is not much money left every month; Not familiar with the securities market; I don't have time to go to fund sales agencies often.

(two) people with special economic needs at some point in the future:

1) Newcomer: Buy a house and get married;

2) Couples with children: accumulate children's education funds;

3) Middle-aged people: plan for retirement.

(3) Investors with low risk tolerance.