In September, Ant Financial launched two bond funds "Yu Yuebao No. 1 and Yu Yue Bao No. 2". While the annualized expected return is expected to be high, the investment risk is also moderate. Yu Yuebao No. 3 is a low-risk bond fund. Then Yu Yue Bao 3

What is the relationship between the account number and Yu’E Bao?

What is the relationship between Yu Yue Bao No. 3 and Yu’e Bao?

Yu Yue Bao and Yu Yue Bao are both services provided by Ant Financial, but Yu Yue Bao is a currency fund, while Yu Yue Bao No. 3 corresponds to a bond fund. They are different fund types.

More than 80% of the assets of bond funds are invested in bonds. The risks and expected annualized expected returns are generally higher than those of currency funds (such as Yu'ebao), and the risks are moderate.

Yu Yue Bao is suitable for investors who do not want to take too much risk but do not meet the expected annualized return of Yu'e Bao.

You can use Yu Yue Bao to manage your daily idle funds for easy use at any time; although Yu Yue Bao is not as liquid as Yu Yue Bao, since it is open for redemption on designated dates every month, you can use Yu Yue Bao to manage and respond to monthly expenses and achieve "daily management".

If you have spare money, you can earn something every month.”

What is Yu Yuebao No. 3?

Yu Yuebao No. 3 is actually "Harvest Wenxiang Pure Bond C". This fund was established on September 14, 2016 and is exclusively sold by Ant Financial.

Can Yu Yuebao No. 3 be used for consumption or transfer?

Yu Yuebao No. 3 does not currently support consumption or transfer.

What is the difference between Yu Yuebao No. 3 and ordinary bond funds?

Ordinary debt funds are generally open for redemption on every trading day (deposit and withdraw at any time), while Yu Yuebao No. 3 is redeemable on designated days every month.