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I have opened a fund account in China Bank, and I want to decide which one to buy. The investment period is expected to be 3 years, with 500 yuan every month. I know very little about funds.
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. People usually refer to funds mainly as securities investment funds. There are three main analysis methods of securities investment: basic analysis, technical analysis and evolution analysis, in which the basic analysis is mainly applied to the selection of investment objects, while the technical analysis and evolution analysis are mainly applied to the temporal and spatial judgment of specific investment operations as an important supplement to improve the effectiveness and reliability of investment analysis.

The fixed investment method of the Fund can be completed by fixed investment agreement and manual operation.

These two methods have their own advantages and disadvantages:

Fixed investment agreement: you can deduct money from the bank regularly through the agreement, which is convenient and easy to operate. The defect is that once the fund company suspends the subscription, the fund's fixed investment plan will be interrupted; In addition, there is only one price per day, which lacks flexibility. Of course, for most people, there is only one unknown price that day, which reduces the trouble of re-selection;

Manual operation: generally, there will be no interruption in trading days, and the trading will be temporarily suspended only when dividends, ex-rights and major announcements are made. On the other hand, the price selectivity is strong, which is suitable for people with certain short-term experience. The disadvantage is that it needs trouble. Remember to operate regularly in the venue.