Fixed fund investment refers to the purpose of diversifying investment and holding it for a long time through regular quota of * * * * funds. Compared with one-time investment, the fixed investment of the fund can effectively reduce the investment risk and is more in line with the risk tolerance of ordinary investors.
Many investors may not know the fixed investment rate of the fund. Is there a subscription rate for each period when the fund is scheduled to vote? This is a problem that needs attention.
We need to clarify the rate structure of the fund's fixed investment. The fixed investment rate of the fund mainly includes two parts, one is the subscription rate, and the other is the management rate. Among them, the subscription fee refers to the fee that investors need to pay when they are in the fund, usually between 2% and 5%. Management fee refers to the fee charged by the fund manager for managing the fund, usually between 1%-2%.
For the subscription rate of the fund's fixed investment, under normal circumstances, each period has it. In other words, investors need to pay a certain subscription fee every time they make a fixed investment in the fund. This is because the fixed investment of the fund is a long-term plan of diversified investment, and the amount of each fixed investment is relatively small, so it is necessary to pay a certain subscription fee to support the operation of the fund. However, it should be noted that some fund companies will also launch free subscription funds, and investors can choose such funds to avoid subscription fees.
In addition to the subscription rate, the fixed investment of the fund also needs to pay attention to the management rate. Management fee is a certain percentage of expenses deducted from the fund assets every year, which is used by the fund company to manage the operation and research expenses of the fund. Investors need to carefully choose funds with lower management fees to reduce the impact of management fees. We should also pay attention to the management ability and reputation of fund companies, and choose fund companies with good performance and reputation to make fixed investment.
The subscription rate of the fund's fixed investment is available in each period, and investors need to pay attention to the subscription fee that needs to be paid for each fixed investment. At the same time, we should also choose fund companies with low management fees and good performance and reputation to make fixed investment, so as to obtain better returns.