When buying a fund, some investors don't like the fund type with too much risk, and will choose the pure debt fund with less risk. Pure debt-based funds mainly invest in bonds, and the risk is relatively small. Will the pure debt-based fund brought by the following small series lose money within one year? This will do you a lot of good. Let's have a look.
How much does 65438+ ten thousand buy a pure debt-based fund to earn a year?
How much you earn a year by buying 65438+ 10,000 pure debt-based funds mainly depends on the fund's rate of return. For a simple example, suppose an investor buys a pure debt fund of 654.38+10,000 yuan, and the annualized rate of return of the pure debt fund is 3%, then the money that the investor can earn is: 100000_3%=3000 yuan.
However, if the annualized rate of return of pure debt funds is different, the money earned is different. For example, the annualized rate of return of pure debt funds is 4%, and the money that investors can earn is: 100000_4%=4000 yuan.
65438+ 10,000 yuan to buy pure debt-based gold, will it lose money within one year?
A pure debt fund with 65438+100000 yuan may lose money in one year, but it is unlikely. Because pure debt funds do not invest in the stock market, they all invest in bonds, so the risk is relatively small, the income is relatively stable, and it is more likely to make money by holding them for a long time.
When selecting pure debt funds, we can look at the income of pure debt funds in the past. Although the past does not represent the future, it will still have certain reference significance. Secondly, we should choose a good fund manager, because the fund manager is the person who manages the fund, which is also more important.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.