It is a very important investment concept to correctly distinguish between fund investment and daily savings.

2. Estimate the risk of expected annualized expected return of fund investment.

It is incorrect to judge the high return of fund investment in recent times as the conclusion that investment funds can make a lot of money. Overestimating the expected annualized expected return of fund investment will make us lose our correct judgment and bring hidden risks to investment.

3. The risk of buying a fund at the wrong time.

It is more important for fund investment to adhere to the long-term strategy of value investment, rather than worrying about buying funds. Rather than firmly believe in the strategic thinking that "endurance determines speed", it is better to grasp the timing of fund investment.

4. The risk of the fund's expected annualized expected return blindly comparing.

Investors should know more about the expected annualized expected returns of funds in three years, two years, one year, six months, one month and one week, and make a systematic analysis, instead of simply comparing the expected annualized expected returns of funds with each other, so as to better grasp who is a really good fund.

5. The risk of redemption and vacancy.

Spend more time studying how to buy and adjust the appropriate funds instead of redeeming and buying funds frequently all day.

6. Risk preference for buying low-net-worth funds.

For new fund investors, it is more important to examine the investment return and growth space of the fund for a period of time, and its net growth rate is an important indicator that investors care about. Although some funds have higher net worth and less share when buying, their total value remains unchanged. If their net growth rate is better, it shows that there is a lot of room for growth. This is the fund we want to invest in. On the contrary, only buying funds with low net worth will definitely bring investment risks to fund investors.

Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Finance-Fund to understand the purchase.

Tips:

1. Fund products are issued and managed by Fund Management Co., Ltd., Ping An Bank is only a consignment agency, and the consignment agency does not assume the responsibility of product investment, redemption and risk management;

2. The above information is for reference only and no suggestions are made; There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2021-11-22. Please refer to the latest business changes announced by Ping An Bank in official website.