If the insured person pays the medical insurance for a specified number of years before retirement, he will have the money to get a medical insurance card every month after retirement, and the personal account of the retirees will be included according to 4% of the per capita contribution base of the original employees. If the insured fails to pay the prescribed number of years of medical insurance after retirement, he will continue to pay medical insurance in the future until the prescribed number of years is paid.

I. Medical insurance for retired workers

All state organs, organizations, institutions, enterprises owned by the whole people and enterprises owned by collectives at the county level who participate in social insurance enjoy medical insurance benefits (the medical expenses of the families of retired workers are not included in the overall plan and will not be reimbursed).

Second, the treatment enjoyed by retired workers.

Medical units and medical staff of medical insurance for retired workers should adhere to civilized medical practice, correct medical ethics, assist medical insurance units to actively do a good job in medical management and service for retired workers, so as to prescribe the right medicine and use drugs rationally.

Basic medical insurance benefits for employees and retirees in urban units (including individual owners and employees, freelancers and migrant workers with household registration in this city).

All urban employers, including enterprises, institutions, social organizations, private non-enterprise units and individual economic organizations, should handle medical insurance for migrant workers who have formed labor relations with them according to regulations.

Urban workers and retirees: all employers in cities and towns, including enterprises (state-owned enterprises, collective enterprises, joint-stock enterprises, foreign-invested enterprises and private enterprises), organs, institutions, social organizations, private non-enterprise units and their employees;

If the insured person is sick, he should go to the outpatient clinic for treatment first. Medical expenses incurred in outpatient treatment in local designated hospitals are directly settled by medical insurance and IC cards in designated hospitals, and the insufficient part is paid by individuals in cash. Medical expenses incurred in non-designated hospitals or outpatient treatment in different places shall be paid in advance by the insured. The outpatient medical expenses and drug purchase expenses of the insured, whether incurred locally or in other places, are not included in the payment scope of the overall fund. Outpatient treatment is ineffective, or serious illness requires direct hospitalization, and hospitalization registration procedures should be handled in time.