Social security and medical insurance (including mutual medical care) traffic accidents are not reimbursed, only the responsible party is compensated, but medical insurance can reimburse some drugs. Click on this article to understand that buying auto insurance costs nothing!
In practice, after a traffic accident, it is generally treated as a motor vehicle traffic accident, and it is difficult to seek compensation from the perpetrators. It is difficult to reimburse in medical insurance, and the medical expenses you bear in traffic accidents are also difficult to reimburse in medical insurance. However, there are two situations where medical insurance can be used to reimburse some medical expenses:
1. The medical expenses shall be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.
2, the traffic accident itself is fully responsible, and the medical expenses incurred due to the injury caused by its own fault are not included in the scope of payment of the basic medical insurance fund, and the medical insurance department must reimburse it.