Maternity allowance: calculated according to the average monthly salary of employees in the previous year multiplied by1February divided by 365 days, according to different situations:
1. If pregnant for more than 7 months, multiply by 98 days;
2 pregnant for more than 4 months but less than 7 months, multiplied by 42 days;
3. If the pregnancy is less than 4 months, multiply by 15 days;
4. dystocia increased 15 days;
5. For each additional baby born in multiple births, 15 days will be added.
Maternity medical expenses include examination fees, delivery fees, operation fees, hospital bed fees, medicine fees, etc. Female insured maternity medical expenses are settled according to the following standards:
1. 3,000 yuan for cesarean section or cesarean section abortion after 7 months of pregnancy;
2. 2,000 yuan for delivery or abortion after 7 months of pregnancy;
3. 1 1,000 yuan for more than 3 months and less than 7 months of pregnancy;
4. Abortion within 3 months of pregnancy, 300 yuan;
5. Multiple births increase 400 yuan for each additional baby.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.