Index funds are what stocks to track and what stocks to buy. The stock position is generally 75-95%, which belongs to the stock fund with high position and is a special fund in the stock fund. The stock positions of index funds are higher than those of other stock funds. When the stock market rises, the net value rises rapidly, and when the stock market falls, the net value falls rapidly. Net worth wealth management products are non-guaranteed floating income wealth management products, and there is no expected income, and banks do not promise fixed income. The change of product net value determines the amount of investors' gains or losses.