First of all, to open CCB's online banking, you must go to the counter to become a contracted customer. Then apply for online account opening on various fund websites. After opening an account, you can purchase directly from the fund website, and the website will automatically transfer you to the website of CCB Online Banking. CCB only plays the role of a payment tool and does not need to open a capital account in CCB. Most of the funds purchased online will be found later the next day and on the third day. It is estimated that it will take a long time for cash dividends to arrive. The specific time can be inquired online or directly called the customer service hotline of the fund company. That's how I handled it. In this way, I bought the E Fund and Boss. It's so convenient to surf the Internet without leaving home.