There are various investment methods, and the fund's fixed investment is more favored by more users. Simply speaking, the fixed investment of the fund is to buy the agreed fund at the agreed time and amount. Especially for lazy people, the biggest advantage of the fund's fixed investment is periodicity, that is, compulsory savings. Fixed investment is not to make money, but to be able to withstand temper to make money.

How is the fixed investment of the fund calculated?

The calculation formula of the fund's fixed investment income is as follows: m = a (1+b) [-1+(1+b) n power]/B. Where m represents the total amount after fixed investment in n years, a represents the amount invested each year, and b represents the annualized rate of return.

Naturally, except for monetary open-end funds, general funds judge their income by the net difference at redemption or the difference at transaction. In most cases, the accumulated investment funds and the funds that can be redeemed immediately are known at present, and the accumulated rate of return is calculated. For investors, no matter how much they spend every month, it is good to use at least 10% of their salary as a fixed investment fund.

If users want to handle the fixed investment business of funds, they can set the fixed investment frequency according to their own cash flow. This frequency can be once a month, once every two weeks or once a week. It is very important for investors to set the fixed investment amount according to their own asset capacity.

If the user makes a fixed investment in the fund, the income can be calculated according to the above. At present, it is troublesome to calculate the annualized rate of return of the fund's fixed investment, because investors are investing every week or every month.