Overall fund payment refers to the items paid by social security overall fund, such as basic pension and medical insurance reimbursement expenses among pensions. Part of the social security fees paid by individuals and units will enter the social security pooling account, which will be earmarked by the social security fund and used in a unified way.

Medical expenses incurred in designated hospitals can be applied for reimbursement, and the expenses for reimbursement come from the overall fund. The overall fund is earmarked, and no one or unit may misappropriate it.

Now both urban workers and urban and rural residents will pay medical insurance, and medical insurance will have personal medical insurance accounts. Employees' medical insurance contributions will be jointly borne by the company and individuals, with a small part borne by individuals and a large part borne by the company. Individual contributions will be included in the medical insurance account, and the expenses paid by the company will enter the overall fund. Overall fund payment is to use the funds in the overall account to pay the relevant medical expenses incurred by medical insurance personnel. For example, we swipe our medical insurance card at the clinic.

The overall fund is equivalent to a public fund account, and all types of insurance have their own overall fund accounts, which are managed separately. The medical insurance pooling fund belongs to all medical insurance participants and is earmarked for special purposes. No unit or individual may use the overall fund. The overall fund can be used for medical expenses incurred by insured persons in non-designated hospitals for hospitalization or emergency rescue, medical treatment in different places, special disease clinics, and resettlement in different places.

The insured person goes directly to the town health service center or the street community health service center for outpatient service, because the basic medical expenses incurred in the rescue can be paid according to the provisions of the overall fund. If you go directly to medical institutions in the city other than designated outpatient clinics, town health service centers and street health service centers, because of the medical expenses incurred in the rescue, the payment ratio of the overall fund will also decrease by 10%.

Legal basis: Article 18 of the Medical Security Law stipulates that employers and employees shall participate in maternity insurance, and maternity insurance premiums shall be paid by employers in accordance with regulations, but not by employees. Maternity insurance benefits include maternity medical expenses and maternity allowance. Maternity insurance and basic medical insurance for employees are merged in accordance with state regulations.