1. Fund investment is an indirect way of securities investment. By issuing fund shares, fund management companies concentrate investors' funds, which are managed by fund custodians (that is, qualified banks) and managed and used by fund managers to invest in financial instruments such as stocks and bonds, and then bear the investment risks and share the benefits. Generally speaking, the securities investment fund is an investment tool that collects the funds of many investors and gives them to the bank for safekeeping, and the fund management company is responsible for investing in stocks, bonds and other securities in order to maintain and increase the value.

2. Different funds have different investment attributes, risks and returns. It is recommended that you know the basic situation of the fund's investment direction and risk types in detail before buying, and decide to buy fund products that match your risk tolerance and asset management needs. You can also log in to Ping An Pocket Bank APP- Finance-Funds and enter "Fund Code or Name" at the top of the page to get a detailed introduction of each fund.

Tips: The above instructions are for reference only and do not make any suggestions. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2022-01-1. Please refer to the latest business changes announced by Ping An Bank in official website.