On June 28th, 2008, Mr. Li subscribed for10,000 Tianfu income bond funds, which were converted into Tianfu advantage stock funds on June 28th, 2008. When transferring out, the net value of bond fund is 1.06 1 yuan, and the net value of stock fund is 65438+. If the bond fund is redeemed first, Mr. Li needs to pay10000×1.061× 0.1%=10.61yuan. The subscription fee for stock funds is 1.5%, that is, (1000x1.061-kloc-0/0.61) x1.5% =/. In case of fund conversion, Mr. Li paid 0.8% subscription fee when he bought the bond fund, so he only needs to pay the conversion fee. The transfer-out amount is10000×1.061=10, and the transfer-out fee is/kloc-.

(2) Converting stock funds into bond funds or monetary funds: the subscription fee for the transferred funds can be saved.

On April 26th, 2007, Mr. Zhang subscribed for 654.38+00,000 shares of Tianfu Advantage Stock Fund, and on October 28th, 2008, all 654.38+00 shares were converted into Tianfu Income Bond Fund, assuming that the net value of stock fund was 654.38+0.8296 yuan and the net value of bond fund was 654.38+. Mr. Zhang needs to pay: redemption fee =10000×1.8296× 0.5% = 91.48 yuan, and subscription fee = (10000×1.8296-9/. While the direct conversion fee is10000×1.8296× 0.5% = 91.48 yuan, saving 145.63 yuan.

Note: 1. Fund conversion can only be carried out under the same fund account of the same fund management company.

2. When handling the fund conversion business, you should ask whether the fund you hold can be converted.

3. Fund conversion is usually only allowed between funds with front-end fees or back-end fees.

4. The fund conversion adopts the principle of "unknown price", that is, the calculation is based on the net asset value of the fund unit on the day of the transaction application.