When the market is not good, the foundation keeps falling because of the influence of the market, which leads to the continuous loss of funds held by investors. Then, when the fund continues to lose money, should investors replace it? The following Xi Cai Jun has prepared relevant contents for your reference.

If the fund continues to lose money, whether to replace it needs to be considered according to the following factors:

1, investor preference

For a more stable investment, if you are worried that the net value of the fund will continue to fall and bring greater losses, you can choose to replace it. For a more radical investor, he can choose to add positions when the fund falls, and spread the risks by adding positions.

2. The actual situation of the fund

If the fund itself has major problems, investors can choose to replace it. If there is no big problem with the fund itself, the loss is caused by the market correction, and investors do not need to replace it. They can adopt the following investment strategies:

A. Coverage position

When the fund has been losing money, investors think that the fund will rebound in the later period, or they are unwilling to cut out the meat. They can choose to make up their positions in the process of the fund's decline, and reduce the cost of holding positions and spread risks by constantly making up their positions. There are several ways to make up positions:

Equal purchase method

Investors can choose to buy the same amount every time in the process of fund decline, such as 1000 yuan every time.

Equal difference purchase method

In the process of fund decline, investors buy different amounts each time. For example, investors buy in three times, and the amount of each purchase is 1000 yuan, 2,000 yuan and 3,000 yuan respectively.

Equal proportion purchase method

In the process of fund decline, investors buy the same amount every time. For example, investors buy at 1000 yuan, 2,000 yuan and 4,000 yuan respectively.

B, high throw and low suction

When the fund has been losing money, investors can take advantage of the short-term rebound of the fund to do T operation, that is, buy some funds at the low level of the fund and sell them at the high level to earn a certain price difference and reduce their position cost. It should be noted that in the process of selling high and sucking low, the difference income they earn is greater than the handling fee, otherwise it will not be worth the loss.

C. hold your ground.

Of course, when investors are not sure about their active investment strategy, they can also adopt passive investment strategy: hold positions and wait for the fund to rebound.