1. Online banking and fund company online purchase rates are different. The total handling fee for general fund subscription is 1.5%. The subscription fee for major banks in online banking is as follows

———— Bank of Communications ---- China Construction Bank---- ICBC

Fast discount rate 0.6%----- 25% off---- 20% off

Original fee rate 1.5%-- -- 1.5% ---- 1.5%

The rate after discount is 0.6%---- 1.125%---- 1.2 %

5000 yuan transaction example 5000--- - 5000---- 5000

Subscription fee 30---- 56.25 ---- 60

0 higher than Bank of Communications ---- 26.25 ---- 30

Fund company fee rates are generally between 0.4% and 0.6%, but they will require you to buy at least 10,000 yuan or a very high amount. For online banking, the lower limit is much lower. ICBC also has some It can be purchased with a minimum of 5,000 yuan, and most funds from the Bank of Communications can be purchased with a minimum of 1,000 yuan. Therefore, if you buy it separately, it is best to buy it from Bank of Communications.

2. There is generally no discount on fixed investment rates because you buy less. Usually fixed investment starts at around 200, so the banks are similar, generally 1.5%, but ICBC seems to have a discount on fixed investment recently. For activities, you can check out the website