There is no need to choose a fund for stock selection. The advantage of choosing funds to cluster stocks is that the fundamentals of such stocks are generally good and the risk of thunderstorms is relatively small. The texture of stocks is generally considered to be better.

The bad thing about choosing funds to cluster stocks is that the value of such stocks has been discovered, so the subsequent explosive power is generally not very good. Most of these stocks are value stocks, and their growth may not be very good. Moreover, due to the accumulation of funds, subsequent incremental funds may be limited.