Since the beginning of the year, the stock market has been rising all the way, but the bond market is getting better and better, so many small partners have paid attention to the investment opportunities of bond funds. So how do you buy a bond fund? Simply share it and teach you to choose an excellent debt base!

The first step is to choose a pure debt fund.

Bond funds are divided into primary debt base, secondary debt base and pure debt fund. Pure debt funds only invest in bonds, the primary debt base also invests in convertible bonds (with stock attributes and high risks), and the secondary debt base even participates in stock investment (no more than 20%). From this perspective, pure debt funds are the purest, only investing in the bond market, doing professional things professionally, and choosing pure debt funds when investing in bonds.

In addition, because pure debt funds do not set foot in the stock market, their risks are also the lowest among bond funds. The bond market is better than the stock market, and it is more appropriate to invest in pure debt funds. So how to tell whether it is a pure debt fund? Generally speaking, the names of pure debt funds all have the word "pure debt". You can directly find the list of pure debt funds or search for pure debt (some primary debt base names also contain the word "pure debt", excluding funds whose investment scope includes convertible bonds).

Step 2: Choose an "old driver" with a moderate scale.

For a fund, if the scale of the fund is too small, for example, below 50 million, there will be the risk of liquidation. The fund scale is too large, which is not conducive to the operation of the fund company. Combining these two points, it is more appropriate to choose a bond fund of 500 million yuan to 2 billion yuan.

Funds that have been established for a long time have experienced the bull-bear cycle in the bond market and have more investment experience. It is best to choose an "old driver" who has been established for more than 2 years.

Step 3: Choose a fund with excellent historical performance.

Historical performance is not good, what reason is there to believe that good performance can be achieved in the future? Through the third-party fund platform (such as Tian Tian Fund Network), you can check the performance rankings of pure debt funds and select the top funds in the past two or three years.

The risk of pure debt fund is relatively low and the expected income is relatively stable. However, the net value of the fund has the risk of fluctuation in the short term, so it is best to make long-term investment, so as to have relatively good returns.