Yu 'ebao has no advantage. Now the 7-day annualized rate is often less than 4%, which is still limited.
At present, money funds with high T+0 are everywhere, and there are also 1 day with 500W, and the annualized rate is not low. 4% is very low.
There are also some money funds that are rewarded, that is, sales staff will reward customers from sales service fees in addition to normal fund income.