Legal subjectivity: We all know that rural pension insurance is a rural pension insurance system developed by the Chinese government to ensure the basic living standards of rural residents in old age. It is a new type of insurance in my country.
In our country, all rural residents who are over 16 years old (excluding school students) and have not participated in the basic pension insurance for urban employees can voluntarily participate in the new rural insurance at their place of residence.
1. The payment time will be advanced. Starting from this year, the payment time for pension insurance will be changed from the previous 20th of each month to before the 18th of each month.
This move is also to allow everyone to get pensions as early as possible and obtain financial protection; at the same time, one thing that needs to be noted is that the policy of one-time supplementary payment of 15 years of pension insurance has been canceled this year. Everyone should pay attention to this and do
Good preparation.
In fact, canceling the supplementary payment policy may not be a bad thing. Many farmers do not have the complete financial foundation to make a one-time payment. It is more practical to pay honestly in batches.
2. National Pension Coordination According to statistics, at present, there are still 100 million people in our country who do not enjoy pension insurance, and these 100 million people are considered a country with a large population in the world. The most important thing is that these 1
Among the 100 million people, the vast majority are employed mainly migrant workers. This is an extremely unfair phenomenon for them and for rural people.
Therefore, the Ministry of Human Resources and Social Security recently released relevant news that starting from 2018, our country will implement a national pooling system for pension insurance. In addition to involving these 100 million people, we must also protect the interests of farmers!
Narrow the difference in pension benefits between rural farmers and urban residents, so that rural farmers and urban residents can enjoy the same pension benefits!
3. Pension increases increase security. Pension increases in 2018 are the "14th consecutive increase" since the implementation of my country's pension system. According to the latest news, various provinces and cities have successively introduced the latest pension increase plans. Specific examples As follows: Changzhou, Jiangsu: Starting from January 1, 2018, the basic pension for urban and rural residents will be increased to 250 yuan/month.
Wuhu, Anhui: Starting from January 1, 2018, the basic pension for urban and rural residents will be increased from 120 yuan per person per month to 140 yuan per month in urban areas; at the county level, the basic pension will be increased by at least 17 yuan per person per month.
For the remaining provinces and cities that have not yet announced specific increase standards, according to the rules of previous years, each province and city will begin to formulate the increase standards around August this year, and by the end of September, the increase will be completed and reissues will be made.
In addition to the above, the new rural pension insurance policy in 2018 also has other contents. According to the current policy documents, for those who participate in the basic pension insurance for urban and rural residents, the total number of years of payment for men when they reach 60 years old is less than 15 years. No matter when they start to participate in the insurance and pay,
They can all be paid in one lump sum for 15 years.
For farmers who have lived in rural areas for a long time, they cannot enjoy pensions as high as 3,000-8,000 yuan, so being able to pay them in one go is a good thing for many rural people, and it is definitely a great thing.
Because the payment of new rural social pension insurance adopts the principle of independent choice of payment, government subsidies, and individuals pay more, the more they get, the payment standard should include factors such as payment level, government or collective subsidies at each level, insurance age, etc. The new rural insurance fund is composed of
It consists of individual contributions, collective subsidies and government subsidies.
Legal objectivity: Article 3 of the "Implementing Rules of the Social Insurance Law of the People's Republic of China" If an individual participating in the basic pension insurance for employees reaches the statutory retirement age and has made cumulative contributions for less than fifteen years (including extensions of contributions in accordance with the provisions of Article 2),
You can apply to transfer to the new rural social pension insurance or urban resident social pension insurance in the place where your household registration is located, and enjoy corresponding pension insurance benefits.
After an individual participating in the basic employee pension insurance reaches the statutory retirement age, if the cumulative payment is less than fifteen years (including extension of payment in accordance with the provisions of Article 2), and has not been transferred to the new rural social pension insurance or the urban resident social pension insurance, the individual may write in writing
Apply to terminate the employee basic pension insurance relationship.
After receiving the application, the social insurance agency shall inform the applicant in writing of the right to transfer to the new rural social pension insurance or the urban resident social pension insurance and the consequences of terminating the employee basic pension insurance relationship. Upon written confirmation by the applicant, the employee basic pension shall be terminated.
Insurance relationship, and the personal account deposit amount will be paid to the person in one lump sum.