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Medical insurance coverage rate

The coverage rate of basic medical insurance is 95%

In the past ten years, China's medical insurance has covered a wider range. According to reports, at present, China's basic medical insurance has exceeded 1.36 billion people, and the coverage rate has stabilized at over 95%.

according to the income and expenditure of medical insurance and maternity insurance announced by the national medical insurance bureau, in the first half of 222, there were 357 million employees' basic medical insurance and 981 million urban and rural residents' basic medical insurance; The number of people participating in maternity insurance is 241 million. The income of basic medical insurance (including maternity insurance) fund was 1,52.51 billion yuan, and the expenditure of basic medical insurance (including maternity insurance) fund was 1,13.88 billion yuan.

the medical insurance fund adheres to the principle of "fixed expenditure based on income, balanced income and expenditure, and slight surplus", ensuring the safety and sustainability of the fund, and grasping the bottom line of people's livelihood security. At present, the proportion of hospitalization expenses paid within the scope of employee medical insurance and resident medical insurance policies is about 8% and 7% respectively, and the annual income and expenditure of the fund both exceed 2 trillion yuan, benefiting more than 4 billion people to seek medical treatment.

"From the data, we can see that the coverage of medical insurance has become wider and wider, and the people's universal coverage has increased, which is closely related to China's efforts all the time." Wang Peng, a researcher at the Beijing Academy of Social Sciences and a researcher at the Intelligent Social Governance Research Center of Renmin University of China, believes that "the wider coverage of medical insurance has a huge effect on the entire pharmaceutical market, which is of great benefit to pharmaceutical research and development and the transformation of innovative achievements. It can be said that it is a' virtuous circle' in medical security."