It may lose money. China Merchants Short-term Bond C refers to funds that invest in short-term bonds such as government bonds, financial bonds, corporate bonds and local government bonds. But these bonds are based on the issuer's credit. If they default and fail to accept it according to coupon rate, the bond fund will lose money.

Class c is a charging method, that is, charging a subscription fee. For example, comparing China Merchants Double Debt E and China Merchants Double Debt C, the charging methods are different, and other funds can also compare in this way.