Maternity allowance payment methods and payment standards are divided into two situations:
1. In areas where social pooling of maternity insurance is implemented, the payment standard shall be paid according to the average monthly salary of employees in the previous year, with a period of not less than 98 days;
2. In areas where social co-ordination of maternity insurance is not implemented, maternity allowance is paid by enterprises or units, and the standard is the basic salary and price subsidy for female employees before giving birth, and the period is generally 98 days.
Maternity insurance reimbursement scope is as follows:
1, maternity medical expenses. The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. The medical business expenses and medicine expenses that exceed the provisions shall be borne by the employees themselves. After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund;
2. Maternity allowance. Female employees enjoy maternity allowance during maternity leave according to law, which is calculated and paid by maternity insurance fund according to the average monthly salary of employees in the previous year.
To sum up, the use of maternity insurance requires the preparation of relevant information; Fill in the maternity insurance reimbursement application form and submit the relevant information to the staff; After passing the examination, you can enjoy the reimbursement of maternity insurance. The use of maternity insurance generally requires compliance with the national family planning policy or family planning surgery; Participate in maternity insurance in the employer according to the regulations and pay the full amount for the employees for more than one year; You must be on the job during childbirth and continue to pay maternity insurance premiums.
Legal basis:
Article 54 of the Social Insurance Law of People's Republic of China (PRC)
The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.