1, diversify investment
Diversified investment can spread the cost of holding positions equally and reduce and diversify investment risks. Investors can diversify their investments by buying many different types of unrelated funds, thus playing a role in diversifying investment risks. If it is the same type of fund, its ups and downs may be within a standard, and it cannot achieve the role of diversifying risks.
2. Fixed investment of the fund
Compared with one-time purchase of funds, the risk of fixed investment of funds is lower, and the operation is more convenient, time-saving and labor-saving. Investors invest a certain amount in the designated open-end fund at a fixed time. Investors don't need to operate manually, just set the time and amount at the first purchase, and the system will automatically deduct the money after the expiration. Investors only need to keep enough funds for deduction.
Fund fixed investment skills:
(1) Choose a fund with large fluctuations to make a fixed investment.
Volatile funds are more prone to smile curve effect, such as stock funds and hybrid funds. For money funds or bond funds with little fluctuation, the trend is stable and it is more suitable for one-time purchase.
(2) Fixed investment when the fund falls.
The cost of buying during the decline of the fund is also relatively low. When the fund is in the downward channel, it can reduce the cost of holding positions, spread risks and wait for the net value of the fund to rebound, thus realizing the smile curve effect.
(3) Choose Thursday for fixed investment.
After the historical verification of the stock, Thursday is called "Black Thursday", that is, the probability of the stock rising on Thursday is less than the probability of falling. The decline of stocks drives the corresponding index to fall, and Thursday's fixed investment can make the average cost lower and get higher returns.
3. Set a stop loss point for profit taking.
The main purpose of setting profit-making stop loss is to control the investment risk within a certain range. Automatically sell when the fund rises to the take profit point to prevent the fund from falling and reducing its income in the later period; When the fund falls to the stop loss point, it will be sold automatically to prevent the subsequent fund from falling continuously and causing losses to expand.
4. Reasonable control of positions
Novice investment funds had better not buy Man Cang shares. It is suggested to buy light warehouses to reduce risks and reserve enough funds to deal with sudden risks in the later period. For example, when the fund falls, if investors are optimistic about the later development of the fund, they will have enough funds to cover their positions.