Judging from the trading hours of funds, most funds close at 3 pm, which is also the closing time of China stock market. If you sell the fund before this, you can enjoy the income of the day according to the net value of the trading day. However, it should be noted that different fund companies may set different trading hours, some of which may be advanced to 12 midnight, and some may be delayed to 4 pm. Therefore, investors should carefully understand the trading hours of the selected funds when purchasing funds.
Judging from the valuation methods of funds, domestic funds generally adopt the T-day valuation system, that is, the valuation is based on the trading of the day. If the investor sells the fund before 3: 00 on the same day, the net value of the fund will be calculated according to the benchmark price of 9: 30 in the morning, even if the transaction has not ended on that day. This means that if you sell before this time node, investors can get the income of the day.
However, from another perspective, the fund faces certain risks in the day's trading. Especially in the case of market volatility, the net value of the fund may fluctuate greatly. If investors sell before this time node, they may miss the subsequent high returns or bear the risk of losses. Therefore, when investors consider the timing of selling funds, they need to comprehensively consider market conditions and personal risk preferences.
In addition to the influence of trading time and fund valuation, there are other factors that may affect the income of selling funds on the same day. First of all, the cost of the fund is an important factor. Fund companies usually charge a series of fees, such as management fees and custody fees, which will be directly deducted from the fund's net value. Therefore, when investors sell funds, they should not only consider the change of fund net value, but also consider the influence of expense deduction on income.
In addition, the buying cost of investors will also have an impact on the income of selling funds on the same day. The transaction cost and subscription fee when buying a fund are both factors to be considered. If these costs are high, investors may cause certain losses after selling the fund.
To sum up, if you sell the fund before 3 o'clock on the same day, you can get the income of the day, but investors need to comprehensively consider many factors such as trading time, fund valuation, market situation, personal risk preference, fund cost, buying cost and so on. In the process of investment, rational decision-making and prudent operation are important qualities that investors should have.