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The annual payment for urban and rural residents’ medical insurance increases every year. Where did the expenses in previous years go?

For urban and rural residents’ medical insurance, the fees paid are basically rising every year. It was more than 100 yuan at the beginning, but now it has risen to about 300 yuan. This rising cost is actually because people are spending more and more money. The money in the medical insurance fund pool is limited. The more money you use, the more you have to pay.

The increase in medical insurance costs in recent years has something to do with the changes in the current news, because under the influence of the new crown epidemic, large-scale nucleic acid testing was carried out after the epidemic occurred in many places, and many confirmed patients were It is also supported by major policies and is borne by the national government. But where do you think this money comes from? Taxes are collected from the people and used by the people. Everyone should know that the money is paid by everyone themselves, and the related costs of this vaccine, accounting and testing related costs, are borne by the national fiscal transfer payment and medical insurance. Yes, is there so much money in medical insurance? If you don’t have that much money, you have to pay.

And as time goes on, more and more people are entering the age where they do not pay for medical insurance, but can still enjoy medical insurance reimbursement. Basically, when you are over 60 years old or over 65 years old, you don’t need to pay any more, but if he gets sick, doesn’t he also need to be reimbursed? And the older a person is, the more likely they are to be hospitalized. After all, young people are in better physical condition. Our country is now aging more and more, and medical insurance reimbursements and more and more money are being spent on this, so the pressure on the capital pool is naturally increasing.

The money in this is actually not enough, because even when I paid less in the past, from more than 100 yuan to 320 yuan now, the money is still not enough. This cannot be done without the state. For transfer payments, if the fiscal year did not make a large allocation, the medical insurance fund pool reimbursement would not be enough, because he just thought about an old man who might only pay 3,000 yuan for 10 years. But the reimbursement he may receive for a hospitalization is 5,000 yuan to 10,000 yuan. Who can guarantee that he will not get sick in his life? There is definitely not enough money here.