Can be reimbursed.

1. The relationship between medical insurance card funds and reimbursement. The funds in the medical insurance card mainly come from personal medical insurance payments. These funds are stored in personal accounts and used to pay personal medical expenses.

However, the funds in the medical insurance card are not unlimited. Once used up, the individual needs to pay out of pocket or through other means.

During hospitalization, if an individual uses a medical insurance card to pay for medical expenses, then this part of the expenses is actually deducted from the personal account.

Reimbursement means that after an individual pays medical expenses, the medical insurance fund will compensate the individual for part of the expenses according to the medical insurance policy.

Therefore, the use of funds and reimbursement in the medical insurance card are two different concepts.

2. Reimbursement process for hospitalization expenses When an individual incurs expenses during hospitalization, he first needs to use a medical insurance card to pay.

Upon discharge, the hospital will provide relevant fee lists and invoices.

Individuals can submit these expense lists and invoices to the medical insurance department for reimbursement according to the provisions of the medical insurance policy.

The medical insurance department will review the expenses submitted by the individual based on the individual's medical insurance payment status, details of hospitalization expenses, and the provisions of the medical insurance policy.

If the reimbursement conditions are met, the medical insurance department will compensate the individual for the expenses paid according to a certain proportion.

It should be noted that different medical insurance policies may have different reimbursement ratios, scopes, and conditions.

Therefore, it is best for individuals to understand the local medical insurance policy before hospitalization so that they can use the medical insurance card reasonably and make correct reimbursement during hospitalization.

3. How to deal with insufficient funds in the medical insurance card. If the funds in the medical insurance card of an individual are insufficient to cover all expenses during hospitalization, the individual needs to pay the remaining amount out of pocket.

At this time, individuals can still submit part of the expenses paid with the medical insurance card to the medical insurance department for reimbursement.

The medical insurance department will reimburse eligible expenses according to policy provisions.

To sum up: the money from the medical insurance card for hospitalization is mainly used to pay for personal medical expenses, while reimbursement is based on personal medical insurance payment status and medical insurance policy regulations, and the medical insurance fund will compensate part of the expenses paid by the individual.

During hospitalization, individuals should use their medical insurance cards rationally and understand local medical insurance policies to ensure correct reimbursement.

When the medical insurance card has insufficient funds, the individual needs to pay the remaining balance out of pocket, but can still submit the paid expenses to the medical insurance department for reimbursement.

Legal basis: Article 28 of the "Social Insurance Law of the People's Republic of China" stipulates: Medical expenses that meet the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses shall be covered by the basic medical insurance in accordance with national regulations.

Paid from the fund.

Article 30 of the "Social Insurance Law of the People's Republic of China" stipulates: The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) should be paid from the work-related injury insurance fund; (2) should be borne by a third party

(3) Should be borne by the public health department; (4) Seek medical treatment abroad.