There are several types of open-end funds: currency, bond, capital preservation and stock. There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption costs of bond funds are relatively low, and the income is generally greater than that of money funds, but there is also a risk of loss, and the loss will not be great.
Stock funds have the highest subscription and redemption costs, and the fund assets are stocks. When the stock market falls, the fund will have the risk of losing money, but when the stock market rises, there will be gains.
Through long-term investment, the average annual return of stock funds is about 18%~20%, and that of bond funds is 7%~ 10%.
Index fund is also a stock fund, which is relatively passive and stable according to the stocks selected by the index. Other stock types have their own investment styles, so choose to look at personal preferences. At present, there are several index funds, SSE 50, Small and Medium Edition, SSE 180, SZSE 100, Central Enterprises, and CSI 300.
If you want to know more about the fund, you can get relevant information through Miao Wei. Miao Wei's financial education and Central University of Finance and Economics have carried out in-depth cooperation in the field of financial education, and opened an advanced seminar on financial investment and enterprise management. * * * Work together to create excellent courses, give full play to their respective advantages, * * * enjoy high-quality financial education resources, and work together to promote the in-depth development of school-enterprise integration.