Tiantianyi product is an ICBC monetary fund issued by China Industrial and Commercial Bank relying on ICBC Credit Suisse Bank Fund Management Co., Ltd., which provides financial services with "advanced management" function for individual customers. ICBC Monetary Fund invests in low-risk and stable-income financial instruments such as bank certificates of deposit, bonds and central bank bills with a maturity of less than one year, and does not invest in high-risk instruments such as stocks. It is characterized in that:
1. High yield and low risk. The essence of "Tiantianyi" products, like Yu 'ebao, is to invest in monetary funds. However, based on the brand and team advantages of ICBC Credit Suisse Bank Fund, "Tiantianyi" has more advantages in product safety and income. Since its establishment in 2006, the fund has never lost money on clients' investments. Judging from the recent annualized rate of return, the annualized rate of return in June 65438+February last year was about 5.3%, and the annualized rate of return in the seven days since June 65438+1October has reached 5.9%, which is comparable to the phased wealth management products.
2. Low threshold and quick collection. The investment starting point of "Tiantianyi" is only 1 yuan, and the additional amount is an integer multiple of 1 yuan; Support 24-hour subscription and redemption, and realize the real-time payment of redemption funds T+0.
3. There are many channels and good experience. At present, investors can purchase "Tiantianyi" products through ICBC online banking and mobile banking. Because customer information is based on the ICBC platform, rather than other institutional platforms, the security is higher.
Is it a good deal?