Although the inheritance tax has not yet been levied, it may still be levied in the future. How to avoid inheritance tax should be planned in advance. There are four commonly used evasion tools in the world: 1 and insurance. Buying life insurance can not only avoid inheritance tax, but also avoid personal income tax, and reasonably avoid debt risks. It should be noted that life insurance must designate beneficiaries to avoid inheritance tax, and should be insured before debt risk, otherwise it may be considered as malicious transfer of assets and be revoked. 2. Trust, the development of trust in China has been limited to a certain extent due to institutional reasons, and the biggest problem affecting the evasion of inheritance tax is that the trust registration system has not been established. As a result of the lack of trust registration system, at present, China mainly focuses on fund trust, and property trust business cannot be effectively carried out. 3. Transfer of assets. Transferring assets to some areas where inheritance tax is not levied or the inheritance tax rate is low is also one of the commonly used tax avoidance methods. At present, China has launched a global taxation system, that is, assets under its name are taxed wherever they are. Therefore, it may be difficult to realize the desire of reasonable tax avoidance through asset transfer. 4. Charity. When it comes to wealth inheritance, it is a good way to establish a charitable foundation, because it can preserve and increase the value of assets injected into charitable funds through investment management, and can also effectively control assets through reasonable terms and operations.