At present, the market fluctuates above 3, points, so it is risky to buy index funds, and it is not necessarily profitable to make a fixed investment. For example, ten years ago, the Dow Jones industrial average was still losing money. You should bring your ID card to a securities company to open an account for online trading, handle the formalities of bank transfer custody, and deposit money into your account to buy and sell funds. It is best to buy funds that are traded on the market, mainly because the funds are convenient to get in and out, and avoid waiting for redemption for 4-7 days. Novices had better buy some closed-end funds with high discounts. 184693 and 184699 are currently discounted by more than 27%. They were issued in 1999, and the average annual income since they were held has exceeded 2%, which is the first choice for steady investment!