R2 robust type: low-to-medium-risk, non-guaranteed financial management, such as bond funds and partial debt funds. This kind of investment is suitable for investors who have certain risk tolerance and pursue stable income.
R3 balanced type: medium risk, floating income, such as index funds, hybrid funds, equity funds, etc. This kind of investment is not excessively risk-averse, nor will it risk pursuing returns.
Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.
"Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only about investing in financial management, but also about being invested. If you don't know how to invest, you don't know how to manage money better.
Supplementary risk level of wealth management products:
4R Medium Risk Type: This kind of product has medium risk, with certain risk of principal loss and uncertain expected rate of return, and is suitable for investors who are willing to accept medium investment risk. Usually, bond funds sold by banks fall into this category.
5R high-risk type: This kind of product has high risk, high probability of loss of principal and high fluctuation of income. Investors may choose products carefully and actively pay attention to related risks. Such products are suitable for investors who are willing to accept a higher level of investment risk. Most hybrid funds in the fund belong to this category.
6R High-risk type: This kind of product has high risk, high probability of loss of principal and high fluctuation of income. Investors may need to choose products very carefully and pay attention to related risks under active market monitoring. This kind of product is suitable for investors who are willing to accept high-risk investment. Most equity funds and index funds belong to this category.