If you want to buy a fund, you must buy it in the fund App, which is convenient and faster. There is no need to buy a fund in Alipay or WeChat channel, but you must buy it in the fund App.

In real life, many people must download Alipay or WeChat on their mobile phones. These two softwares are necessary for mobile payment. For this reason, Alipay and WeChat are common mobile phone softwares.

Since everyone has Alipay and WeChat software in their mobile phones, why not buy funds on these two platforms? According to the actual situation, Alipay and WeChat purchase funds have the following two shortcomings.

Disadvantage 1: WeChat and Alipay are just agents of fund companies. To put it bluntly, they are intermediary companies, and they only open channels for purchasing funds on these two platforms.

since we know that wechat and AliPay are only an intermediary to buy funds, and they are not real fund official website, it is obvious that some news in the fund market is incomplete, which is a disadvantage to the people.

Disadvantage 2: WeChat and Alipay play an intermediary role with fund companies, and the intermediary will inevitably charge a certain intermediary fee. According to this, it is inferred that there is an extra fund fee in Alipay and WeChat Purchase Foundation.

Similar securities companies are intermediaries, and investors need to pay commission fees for trading; Buying funds according to Alipay and WeChat is generally a 15% discount fee, while buying directly from the fund app is only a 1% discount fee. Don't look at the .5% discount fee, which will be a large sum in the long run. This is the disadvantage of the agent.

according to this inference, wechat and AliPay have two major disadvantages in buying funds, whereas if they buy funds in the fund app, they have two major advantages. The specific advantages are as follows.

advantage 1: buying funds in the fund app will make the fund situation more intuitive, and the fund data will be more complete, which will be very normal and helpful to the basic people. Only with more complete fund information can we analyze and understand the fund situation more deeply.

advantage 2: you can accept part of the handling fee when you buy funds in the fund app. The handling fee of the fund is not low. The agent buys funds at a discount of 1.5%, while the fund app only has a discount of 1%. The handling fee of .5% can be saved for the same transaction amount, which can save a lot of expenses in one year, so you can be sure to buy funds in the fund app.

Based on the above analysis and comparison of Alipay, WeChat and fund apps, the answer is very clear. To buy funds, you must download professional app software. The most common fund app is purchased by Tiantian Fund. I wish all citizens a happy investment.