1. Three additional points are 150 yuan.
Because your own investment principal is 5000 yuan, when it rises by 3 points, you can understand it as 5000 times 3%, and the final result is 150 yuan. At the same time, because the fund confirms its net value by share, it means that it is relatively accurate for investors to confirm their return on investment by share. In the process of investment, the fund itself will generate management fees and transaction fees, which also need to be considered.
Second, what is fund investment?
What we call fund investment is generally the public offering of fund investment. Public Offering of Fund is a wealth management product in which regular fund companies raise funds from all qualified investors through various public channels and then invest in securities. Generally speaking, you give money to professional fund companies and let them help you invest in stocks, bonds and other securities. Of course, fund companies will charge a certain management fee.
3. How to calculate the income from fund investment?
1. Internal deduction method: fund income = unit net value on redemption date ××( 1- redemption rate)+dividend-investment amount, and share = investment amount × (1-subscription rate) ÷ redemption date net value+interest.
2. External deduction method: fund income = unit net value on redemption date ××( 1- redemption rate)+dividend-investment amount, share = investment amount ×( 1+ subscription rate)+unit net value on subscription date+interest.
At present, most fund companies use the external deduction method when calculating the fund income, because compared with the internal deduction method, the external deduction method will buy more shares under the same subscription amount.
Fund yield = (net selling value-net buying value)/net buying value × 100%, or fund yield = position gain/market value at the time of buying × 100%. For example, the net value of an investor when buying a fund is 1 yuan, and the net value when selling a fund is 1.5 yuan, regardless of formalities.