under normal circumstances, the minimum loan amount is 2, yuan, and the maximum loan amount is 5, yuan.

The loan period is five years, but if you want to apply for a loan of 2, yuan, you must first meet the requirements of the loan time, for example, you are 2 years old and have paid the provident fund continuously for more than one year. Of course, what we are talking about here is not the special loan amount, but the general provident fund account balance. If your provident fund balance is 2, yuan, you can naturally apply for 2, yuan.

Benefits of provident fund:

1. Housing loan. Provident fund can be used to apply for provident fund loan when buying a house.

2. For self-built houses, you can apply for provident fund loans to build self-built houses.

3. It is used for the overhaul of your own house. When your house needs to be overhauled, don't forget that you still have some money that you can withdraw and use. This is the provident fund.

4. Rent a house and pay the rent. Moonlight people can't afford a house. What should I do if the rent is too expensive? You can apply to withdraw the provident fund to pay the rent to reduce your burden.

5. Payment of medical expenses for major diseases. For major diseases, you can apply for withdrawing the balance of the provident fund account to pay for medical expenses.

6, retirement pension, retirement age can receive a pension.

To sum up, provident fund refers to a social security fund established by employees and employers in a certain proportion, which is used for employees' housing, medical care, pension and other expenses. Many people will pay provident fund at work, and when necessary, they can also solve some urgent capital needs through provident fund loans.

Legal basis:

Article 26 of the Regulations of the People's Republic of China on the Administration of Housing Provident Fund

Employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

the housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on granting or not granting the loan, and notify the applicant;

if the loan is granted, the entrusted bank shall handle the loan formalities.