Can the fund be withdrawn at any time?
Funds can be withdrawn at any time, but not immediately. Generally, the funds are T+ 1 received. For example, money funds, stock funds, index funds, hybrid funds, bond funds and so on. They all arrive at T+ 1, but some foundations arrive at T+3 or T+4, such as QDII funds, depending on the details of the funds.
If you want to buy a fund with high flexibility, which can be withdrawn at any time and collected at any time, then you can consider Yu 'ebao or Exchange. Both of them support quick redemption, and the funds arrive in two hours, but both belong to money funds, and the income earned will not be particularly large, but the income is relatively stable, and the possibility of holding losses for a long time is very small.
Is there a handling fee for the fund?
The fund has a handling fee. The handling fee of funds is generally related to the holding time. The selling rates of funds are generally divided into 0~7 days, 7~365 days, 365~730 days and more than 730 days. The longer the holding time, the lower the selling fee rate.
There will be a small difference between the buying price and selling price of each fund. Investors should read the details of the fund carefully when selling the fund, but it is generally not recommended to sell the fund within 7 days because of the high handling fee rate. Secondly, it is not recommended to trade funds too frequently, because every transaction requires a handling fee.