According to Article 18 of the Deposit Insurance Regulations, the deposit insurance fund management institution can choose the following ways to use the deposit insurance fund to protect the interests of depositors: directly pay the insured deposits within the limits stipulated in these regulations; Entrust other qualified insurance institutions to pay the deposits of the insured within the limits stipulated in these regulations;

Providing guarantee, loss sharing or financial support to other qualified insurance institutions to facilitate their acquisition or undertaking all or part of the business, assets and liabilities of the insurance institutions that have been taken over, cancelled or filed for bankruptcy. The deposit insurance fund management institution shall follow the principle of minimum capital use cost when formulating the use plan of the deposit insurance fund and selecting the methods specified in the preceding paragraph.

Extended data:

The relevant requirements for bank bankruptcy stipulate that:

1. If the people's court declares the debtor bankrupt according to the provisions of this Law, it shall serve it on the debtor and the administrator within five days from the date of ruling, notify the known creditors within ten days from the date of ruling, and make a public announcement.

2. After the debtor is declared bankrupt, the debtor is called bankruptcy, the debtor's property is called bankruptcy property, and the creditor's rights enjoyed by the people's court when accepting the bankruptcy application are called bankruptcy creditor's rights.

3. Bankrupt enterprises can be sold in whole or in part. When an enterprise sells at different prices, it can sell its intangible assets and other property at different prices. Property that cannot be auctioned or restricted in transfer according to state regulations shall be disposed of in the manner prescribed by the state.

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