Second, look at the volatility of these indexes. When there were many losses, there were 60 percentage points in 2008 and more than 20 percentage points this year. Profitable, the bull market at least doubled. From the perspective of volatility, index funds are far less than the market volatility of individual stocks. This year, the index is more than 20 points, and the losses of individual stocks are quite large. Therefore, the risk of index funds is greater than fixed income, but less than individual stocks and futures options.
Third, why do you do index funds? The answer is simple. Due to the high rate of return, the China stock market has fewer bulls and more bulls. Therefore, as long as it is at the end of the bear market, it can get the maximum income with the minimum loss expectation, and the income can reach the standard of the corresponding index. The end of the bear market is an excellent investment opportunity for index funds.
To sum up, index funds are risky. What matters is the timing of buying and a relatively long-term fixed investment. At the end of the bear market, opportunities far outweigh risks, and high-yield risks are small, and people will buy them.