The key point of selling the fund and buying it again is that it is a relatively high point at present, and it will fall out of a relatively low point later. I am optimistic about this fund for a long time and intend to buy it later. The fund has gone up for a period of time, reaching its own pre-set psychological profit range, such as 15%, so I plan to leave my bag for safety first and then enter the market when I find the right time. There is no problem in taking profit reasonably. The risk is whether you can get it back later, that is, whether you can find the right time to enter. The fund has fallen for a while, but you predict that it is not the bottom at present, and it will fall again later. During this period of downward adjustment, I can't eat or sleep every day, and I feel uncomfortable at the thought of the fund. You want to clear the warehouse quickly, stop being psychologically tortured, and wait until the fall is over before buying.
For investors, whether buying a fund is profitable depends on whether a good fund is selected. In addition, investors can also plan the fixed investment of the fund. After regular fixed purchase, the charm of compound interest of the fund will become more and more attractive through long-term holding.