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Is it better to buy a fund with a high net worth or a low net worth?

The quality of a fund has nothing to do with its net worth, but mainly depends on its profitability. Some funds are constantly making profits, but they are constantly paying dividends. The net value of such funds will always be very low. But the total income is also very good! (Dacheng Fund Growth is such a case.) Some funds with high prices may not perform well. You can look at Harvest Growth and Yiji Strategy Growth. Both funds have a net worth of more than 3 yuan, but their performance in the last six months is very poor. Of course, there are high-net-worth good funds like Huaxia Market, but there are few. So the net value of the fund has nothing to do with the quality of the fund. This is just like many people who buy stocks like to buy low-priced stocks. They always think that if the stock price is low, they will buy more! In fact, this is a very ignorant idea, because stocks and funds are calculated by percentage.

suppose there are 1, yuan, and a share of 1 yuan can buy 1, shares, which looks like a lot. If you can only buy 1 shares for 1 yuan, it is very little, but if both stocks grow by 1%, the income is the same, which has nothing to do with the stock unit price. The same is true of funds. It is good to pay dividends frequently, especially when the dividend is reinvested, so the fund share is increasing. If the fund keeps rising and rising back to the price before dividends, it is equal to earning the dividend share in vain * the net value before dividends. This is just like the stock filling right. As for the fund after dividends, the total amount remains unchanged, the share increases and the net value declines. Dividends from funds are purely to cater to the psychology of those who think that "a single net worth fund has a low price and can buy more". The total amount of investment remains unchanged, and the share with low net worth must be more. For every ten net dividends, 1 yuan is equivalent to sending 1 shares to 1 yuan. This delivery is not suitable for free, at the expense of reducing the net value. After the dividend is reinvested, it is equivalent to directly replacing your dividend income with the fund share. If you have 1, funds, you will be divided into 1 yuan. After the dividend is invested again, it is equivalent to buying the fund again, so now the share is 1,+1,/net value after dividends. So the share is more. But if the net value of the fund remains unchanged, the total amount is (1,+1,/net value after dividends) * the original net value. In this case, the total amount of the fund is equal to a lot more for no reason, then