If you buy at the bank counter, you only need to apply for a debit card from the bank, fill in the personal card application form at the bank counter, and then the counter staff will help you. Not every bank sells the same fund. Choose your favorite fund in this bank, fill in the fund application form, and the counter staff will help you do it well, that is, generate a fund account on your card. If the fund company has an account, as long as you have money on your card, it will be transferred to this fund account when you buy it.

The operation of the bank counter staff is:

Pay the money first, and then put it on the account. After counting the cash handed in, swipe your card in the card reader according to the completed card application form, and then enter a series of information such as your name. You will also be asked to set the card password, usually twice. After the card is completed, select the registered account of the fund customer in the fund business option, and fill in the information such as name and address at the same time, and the system will generate a basic account, which is the only account corresponding to your card. Then choose the fund subscription option, choose the fund you want to buy, enter the amount you want to buy (premise: you have enough money in your card), and then print the transaction form, which may require you to sign for confirmation. Each of your funds has an account, but your customer number is unique.

When you redeem it, you transfer it from the fund account to your card deposit account. The fund account still exists, so when you want to buy it again in the future, you will use this fund account. If you no longer buy the fund, you can cancel the fund account, fill in the fund account cancellation form, and the bank staff will cancel the account.