QDII fund trading rules?
1, purchase rules
If you buy before 3: 00 pm on T-day, you can check the profit and loss after the announcement of T+2 net value update according to T-day fund share on T+2.
2. Sales rules
This share can only be sold on the next trading day after purchase, sold on T day and confirmed on T+2 day. The redemption time is about 4-7 trading days, subject to the actual arrival time. The redemption fee is determined according to the holding period of the fund. The longer the holding time, the lower the redemption fee. If it is held for less than 7 days, a redemption fee of 1.5% will be charged.
3. Time of purchase
If investors buy before 15:00 pm on the trading day, the net value of QDII funds shall be calculated according to the net value of funds in overseas markets on that day; If the fund is bought after 15:00 pm, the net value of the fund will be calculated according to the net value announced on the next trading day, and will be postponed in case of holidays.
4. Trading time
The trading time of QDII funds is the trading day of Shanghai and Shenzhen Stock Exchanges, and if the trading day is a holiday of overseas stock exchanges, trading is also suspended. In other words, domestic and foreign transactions are synchronized.
What are the advantages and disadvantages of QDII funds?
Advantages:
1, with wide investment scope.
Investors can simultaneously invest in funds, stocks or bonds of several overseas countries. There are many types of choices and a wide range of investment.
Step 2 spread the risk
Investors can reasonably allocate investment assets according to the driver's capital demand and actual situation, and can invest in funds in many countries, which has played a very good role in diversifying investment risks.
3. The quality of the fund is very high.
QDII foundation has professional experts to select funds, so the probability of high-quality funds is very high, and it must be managed and operated by professional fund managers with relevant qualifications.
4. The investment threshold is low.
As long as 1000 yuan can be used to open an account.
Disadvantages:
1, exchange rate risk
When the fund invests in overseas markets, it is inevitable to exchange money when trading. If financial management fluctuates, the transaction cost and income of investors will be affected.
2. The purchase and redemption time is long.
When the fund purchases overseas funds, the purchase and redemption are affected by the time difference, so the purchase and redemption time is longer than that of ordinary funds.
3. High transaction costs
The subscription fee and management fee of QDII funds are relatively high, and the redemption fee is determined according to the holding time, which increases the investment cost.